Permitted use of content

You may browse the site and, where technically available, create a basic profile or subscribe to updates. You may share links to our pages and, within your organisation, circulate extracts of content for internal discussions, provided you credit Fenarolivo and do not alter the meaning. You must not present our content as personalised advice or as if we have endorsed a specific decision, transaction, or strategy for your organisation.

If you wish to reuse content beyond internal discussions, such as in external reports, training materials, or public communications, please contact us in advance. We may grant or refuse permission at our discretion and may set conditions, for example requiring attribution or limiting how long the material can be used.

Information you share with us

You remain responsible for any material you send to us through forms, email, or other channels. You confirm that you have the right to share such information and that it does not infringe the rights of others or contain unlawful, confidential, or inappropriate content. We may decline, delete, or ignore submissions that we consider unsuitable, incomplete, or outside the scope of this site.

Do not include sensitive personal data, confidential internal documents, or information that could identify third parties without their consent. If you accidentally share such information, contact us promptly so we can discuss appropriate steps, recognising that digital communications can rarely be fully reversed.

Disclaimers and limits of liability

Our content is provided for general information only and is not tailored to your organisation. We do not promise that the site, or any content on it, will meet your needs, be error free, or remain available. To the fullest extent permitted by law, we exclude liability for any loss or damage arising from your use of or reliance on the site. This includes indirect or consequential loss, loss of profit, business interruption, or loss of data. Where the law does not allow certain exclusions, our liability will be limited to the minimum extent required.

You should treat this site as one input among many when forming views about industrial finance topics. Past performance does not guarantee future results, and results may vary. Independent professional advice is strongly recommended before acting on any idea described here, and you remain responsible for your own decisions.

Suspension and termination

You may stop using the site at any time. We may suspend or restrict access where we reasonably believe there is a security risk, misuse, or breach of these Terms. We may also discontinue part or all of the site for business, legal, or technical reasons. Where practical, we will try to provide notice of significant changes, but we cannot guarantee advance warning in every case.

If your access ends, provisions that by their nature should continue, such as intellectual property protections, disclaimers, and limitations of liability, will remain in effect. Ending access does not affect any rights or obligations that have already arisen for you or for Fenarolivo.

Intellectual property rights

All content on this site, including text, graphics, logos, and layouts, is owned by Fenarolivo or used under licence. We reserve all rights not expressly granted. You may view, download, and print reasonable portions for internal, non commercial use within your organisation, provided you do not remove notices or misrepresent the source. Any other use, including republication, modification, or redistribution, requires our prior written permission.

Acceptable use of the site

You agree to use this site only for lawful purposes and in ways that do not harm, overload, or impair our systems or other users’ experience. You must not attempt to gain unauthorised access to the site, interfere with security features, introduce malicious code, or use automated tools to scrape content at a scale that disrupts normal operation. We may take steps to protect the site where we detect misuse.

Changes to content and Terms

From time to time, we may update, add, or remove content, tools, or sections of the site. We may also revise these Terms, the Privacy Policy, Cookie Policy, or Disclaimer. Changes take effect when posted, unless a later date is stated. By continuing to use the site after changes appear, you accept the updated documents. We recommend reviewing this page periodically to stay informed.

Severability and waiver

If any part of these Terms is found to be invalid, unlawful, or unenforceable, the remaining sections will continue in effect. Any delay in enforcing a right or remedy under these Terms does not mean we waive that right or remedy. Headings are for convenience only and do not affect interpretation.

Governing law and jurisdiction

These Terms are governed by the laws of Canada and, where relevant, the laws of the province or territory where Fenarolivo is established, without regard to conflict of law principles. Any dispute arising from or relating to your use of this site will be subject to the non exclusive jurisdiction of the courts in that province or territory, unless applicable law requires otherwise.